As you probably know, classicamiga.com is hosted on a dedicated 1and1 server.
When my credit card expired last year I did get a letter, but it wasn't like the one you have just received. About a month before the card expired I received an email from them saying it was due to expire, but after reading it I deleted it and then completely forgot about it, as we all tend to do. The next I knew was when they tried to take the following month's server costs out of the credit card and it had expired. I received a letter from them stating that my current form of payment had not gone through and that I needed to log into my account to update my payment methods. No mention of charges or legal action. Could this be because I'm a business customer paying for one of the high end dedicated servers?
Since this, to prevent me from forgetting to update my records again I've now changed my 1and1 payment method to Paypal and have linked my paypal payment method to my bank account. So each month 1and1 take the server costs from my paypal account, so any donations instantly help pay for the running costs, and then any remaining money needed is taken directly from my bank account (normally around £40 a month).





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